Does anyone understand how rebuilding credit works? better to pay slow or fast? I wrecked my credit..?

Does anyone understand how rebuilding credit works? better to pay slow or fast? I wrecked my credit..?

Ok so I messed up badly from 18-26, I lost my parents and struggled my way through life and school and ripped off A LOT of banks to cover tuition etc, I officially owe about $20 000 - $22 000 , I just got a great paying job on a 2 year contract. Should I pay the debt off within a year? (14000 is at 0 interest for next 6 months, 4.5 for next 2 years fallowing) or pay of the high interest stuff first about 7000 and then pay off low interest loan over 3 years? What would clean up my credit faster?

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32 Million in the US uninsured. Pre ACA, the uninsured would show up in the ER, get whatever treatment they could then leave, most of them not paying the bill. The hospital prices ...show more

Student health insurance in California...?

I am a full-time student who desperately needs health insurance. I posted a similar question but haven't received any answers. My job won't offer any health benefits for a whole year (Wal-Mart). I buy Concerta from the pharmacy. My college offers no health insurance and nobody I talked to knew what to tell me. Can anyone recommend a plan? My job is only part-time so I need something cheap or affordable that will help cover my medication. Please help. I have no idea how to do this. D:

Can my car insurance company do this?

I have recently been involved in an accident which i was at fault. My car is written off so they said they will pay out 3,000 for my car minus 250 excess on the policy. so i am left with 2,750 but they said because my insurance was renewed two weeks ago they will deduct my remaining 11 month insurance premium. So I am only left with 900. can my insurance company to that?

Insurance stats?

hello where can i find insurance data of the United states, on the historically and socially aggregated cash flow and balance sheet of the insurance company

2004 Mazda rx8 monthly insurance price?

Im 39 years old and haven't had a wreck nor got a ticket since 1982, I have perfect credit. I was wondering about how much it would cost every month for a 2004 Mazda rx8 with geico, or an estimate for another company.

What will life insurance cost me ? Ballpark!!

what will life insurance cost me? im just looking for a ballpark price. i know i know . factors. just say im 40, a little over whight, non-smoker, 90,000.00 i have 10 at work. so if i die my family gets 100,000.00 what is this called. life term? or something. like i said just looking for a W.A.G. per month 10$? 20$? 5$? 30$? Thanks

Should i sue my auto insurance company?

On the morning of Sept 14, 2011 my sister woke me up at home asking me where my car was. I went outside to discover my vehicle was gone. So I call the police to come and take a report but of course there wasn't enough officers on duty to send one out so I wake up my brother to get a ride to the station. Keep in mind this is between 2:30-5:00am and the last time I actually saw my car was Sept 13, 2011 at approx 11pm. I arrive at the police station where I make a report, they take down all the info and send me home with the report. Approx 1 hour later they call me and say my vehicle was recovered in a nearby city and they gave me the number to that police station. So I hurry to call them but of course they were closed until 8am. At 8am I call them they said bring my ID and insurance info to recover the vehicle. I go down there and ask questions but they told me they weren't allowed to disclose any information about who, what, were, or when the incident occurred because of confidentiality. They told me I would have to pay the towing and storage fee to recover my car from the impound. So I left and went to the impound paid $218.00 to discover that my vehicle had been totaled. So I had it towed to my house where I called the insurance company to report this. After I reported this incident they took a recorded statement and gave me a claim number. I waited for 2days for my adjuster to call me back and he never did. about 2 weeks later my adjuster calls and leaves me a message saying he needed another recorded statement and to call him back. I call back and got his voice mail. I spoke to one of his colleagues and they said they would send him and his manager a memo to call me back..well that never happened. 1 week after that I get a packet in the mail asking for my cell phone records, keys to the vehicle, and a notarized affidavit. I sent these things back and then a detective from the insurance company calls me and said there were red flags and he needed to get a video recorded statement. I agreed and went to give the statement. A few days later a detective from the police department where my car was recovered from calls me and tells me that my youngest son's father was with some friends at a nightclub were a drive-by shooting occurred and my son's father wasn't shot but the young man he was with was and as a result of them trying to escape the scene my car was crashed. As they arrived to the scene and asked questions about what happened my son's father would not admit he was driving the vehicle, and because they didn't actually see him driving or pull him over they could not prosecute. The detective asked me did I know anything about this incident and I replied hell no! The night of the incident my son's father had came to my house around 3am but never mentioned anything of course because he knows I would have tried to kill him. He also knows I would have been pissed because I never let him drive my car for the 3 years that I have known him, he has never had a license. She ask me was it ok to list him as a suspect and I told her Yes! I let her know that he did not have permission to drive my car under any circumstances. The very next day the detective from the insurance company called me and ask me what was my son's father name and what where the numbers that where called on my cell phone records. He asked why did he call me at 2:54am, I explained he wanted to let me know he was on his way over which wasn't out of the ordinary for him to do. So then the detective tells me my story stinks and I need to withdraw my claim because on my interview I didn't disclose that my boyfriend had come to my house. I told him why did I need to disclose who was sleeping in my bed if it had nothing to do with my car. I mean we know now he had something to do with it but I didn't know then. He told me the police detective also had the keys to my car which was a lie. It clearly states on the impound record that they had no keys. Not to mention the car has broken locks and loose wires I guess he didn't read that part of the report. He also told me I was trying to cover for my son's dad to get the car covered. I told him he could arrest him for GTA for all I care. My car was stolen and no matter who stole it I'm the victim and of course I want my car covered. He then said he was denying the claim and sending the case to the Department of Insurance to see if fraud was committed. Im beyond frustrated because I have nothing to do with what my son's dad did. Should I sue?

If you have insurance and someone else in your house gets a drivers license, does it make your rates go up?

This makes no sense to me, but my boyfriend and I are getting our licenses and since we're 19 and have no driving record, our rates are going to be very high, so we were just going to put the car and the insurance in his moms name and just pay her, but she said that when we get our licenses at her address, it will make her rates go up automatically, because there are other people in the house with a drivers license? Is she just BSing me or is this true??

Insurance for a 3 series BMW Convertable?

Does anybody know a good/cheap insurance company for a BMW 3 Series Convertable. I don't have any no claims as i have always driven a company car! Please please help!!!!

Auto Insurance Company Lowballing me??? What do I do?

I have a 2001 porsche and this lady just tboned me going through a red light. Now My insurance company wants to offer me about 5000 dollars less then what I can replace it for. I sent them 10 ads in the area close to my car to show them, and they in turn had me appraised by an independent agency. This agency, BIG BLOCK, came back with a dozen examples that all had more miles then mine, and adjusted me .16 cents a mile. After doing depreciation calculations on their examples, the average dep per mile was .60 cents per mile!!!! This changes their evaluation by about 7-8000 dollars overall. Its been two weeks since they totaled my car. What should I do if they keep trying to low ball me?

Low cost health insurance, where can I find some?

I am able to squeeze 150 dollars out of our family budget for a monthly health insurance. I would like to be able to choose a doctor. I live in Florida. I'd like any help and ...show more

Car Insurance?

Can a candaian get car insurance in ark. as long as your candaian license is current?

Does anyone understand how rebuilding credit works? better to pay slow or fast? I wrecked my credit..?

Ok so I messed up badly from 18-26, I lost my parents and struggled my way through life and school and ripped off A LOT of banks to cover tuition etc, I officially owe about $20 000 - $22 000 , I just got a great paying job on a 2 year contract. Should I pay the debt off within a year? (14000 is at 0 interest for next 6 months, 4.5 for next 2 years fallowing) or pay of the high interest stuff first about 7000 and then pay off low interest loan over 3 years? What would clean up my credit faster?

https://www.linkedin.com/pulse/canadian-travel-medical-insurance-quotes-aaron-hoffman